Have you decided to make the move to an electric or plug-in hybrid car?

We have a low-rate Electric Car Loan to make your journey to green easier… and you can even include the cost of installing up to two charging points for your new wheels.

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You

What we require from you

1

Proof of Income

  • Depending on your own circumstances:
  • Social Welfare receipts
  • Recent payslips
  • Recent income assessment
  • Tax Clearance Certificate
2

Bank Statements

  • The last 3 months statements from your current account
3

Additional Information

  • Invoice for car or proof of car purchase must be provided
  • Cheque will be made payable to the garage or third party from which the car is being purchased
  • The electric car must be a plug-in electric car or have the facility to plug in, PHEV or EV
  • The cost of up to two charging points can be included

Lending criteria

Savings Requirement

  • Minimum of €20 in your savings.

Ability to Repay

  • We must establish that a borrower is able to afford the loan repayments, including interest, for the full duration of the loan.

Loan Amount & Term

  • Borrow between €20,000-€75,000 with a maximum loan duration of 10 years. Loan duration is dependent on age of car.

In the case that a guarantor is required on a loan and you are providing their documentation (e.g. payslip etc.) the Credit Union will need them to sign a Third Party Information Consent form available from our Downloads section.

There are four convenient options available

To apply for a loan:

  • Log in to your online account to apply* (if you don’t have online access just register below)
  • Complete an online loan enquiry via the Apply Now button below.
  • Freephone us on 1890 285 626
  • Call into any of our three branches

*Applying through your online account enables you complete the whole loan process from application stage to funds being delivered direct to your bank account.

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Please note: All loans of €500 and greater are reported to The Central Bank of Ireland under the Credit Reporting Act 2013. You can find further information here.

CCR Information

View the Electric Car Loan terms & conditions.

Downloads Section

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Normal lending criteria, terms and conditions apply. Loans subject to approval.

If you would like more information please contact Claddagh Credit Union today.

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