New!!

Our new solar panel loan is the second loan in a suite of green loans we are currently developing to help you become more eco-friendly and help the people of Galway reduce greenhouse gases.

Begin your green journey with a green loan at a great rate from us.

Watch this space for more Green loans – coming soon!

 

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Interest

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You

What we require from you

1

Proof of Income

  • Depending on your own circumstances:
  • Social Welfare receipts
  • Recent payslips
  • Recent income assessment
  • Tax Clearance Certificate
2

Bank Statements

  • The last 3 months statements from your current account
3

Additional Information

  • Invoice for solar panels may be requested
  • 100% of loan amount will be made payable to the business/contractor completing the work

Lending criteria

Savings Requirement

  • Minimum of €20 in your savings.

Ability to Repay

  • We must establish that a borrower is able to afford the loan repayments, including interest, for the full duration of the loan.

Loan T's & C's

  • Loan amounts of up to €75,000 available. No minimum borrowing. Max loan duration of 10 years. Loan to be used for the purpose of reducing greenhouse gases.

In the case that a guarantor is required on a loan and you are providing their documentation (e.g. payslip etc.) the Credit Union will need them to sign a Third Party Information Consent form available from our Downloads section.

There are four convenient options available

To apply for a loan:

  • Log in to your online account to apply* (if you don’t have online access just register below)
  • Complete an online loan enquiry via the Apply Now button below.
  • Freephone us on 1890 285 626
  • Call into any of our three branches

*Applying through your online account enables you complete the whole loan process from application stage to funds being delivered direct to your bank account.

Online Banking Log In Register

If you would like more information please contact Claddagh Credit Union today.

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